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KleosAI

An Intelligent Financial Companion for Smarter Student Spending

Problem Statement

Most students do not struggle with money because they are irresponsible.

They struggle because money leaks silently:

  • Subscriptions
  • Digital micro-payments
  • Impulse purchases
  • Forgotten expenses

Traditional finance apps only answer: “Where did my money go?”

They do not help with:“Should I spend this right now?”

What is KleosAI?

KleosAI is an AI-powered financial companion that helps users:

  • Understand their financial health instantly
  • Make smarter decisions before spending
  • Build sustainable money habits

Key Features

Smart Purchase Validator

Ask “Can I afford this?” before buying. KleosAI analyzes balance, habits, and goals to label purchases as Viable or Risky.

Goal Tracking

Set goals (laptop, travel, emergency fund). See progress, time required, and monthly savings needed.

Transaction Visualization

Spending is grouped into clear category columns for instant pattern recognition.

Fast Onboarding

Upload transactions via .json file (which is issued by almost all banks as transactions statement) for quick setup and immediate insights.

Behavioral Insights

AI analyzes habits and explains why you spend the way you do — not just how much.

Key terms

Instead of overwhelming charts and tables, users see a clear financial snapshot:

  • Stability Index – Overall financial health score
  • Safety Buffer – How protected the user is against emergencies
  • Monthly Surplus – How flexible their spending really is

Tech Stack

  • Frontend: Next.js,React,CSS
  • Backend: Node.js
  • Database: firebase as login only and localdb for user data

About

pitch: https://youtu.be/7IrDzYVHM6w

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